Sanjeev Bhardwaj is the Founder & CEO of SanmigGRC Technologies Private Limited and a globally recognised "Zero-Error Compliance Architect." With 32+ years of BFSI leadership across IBK, Shinhan Bank, ICICI Bank and the Comptroller & Auditor General of India, he is a pioneer in AI-driven Governance, Risk and Compliance (GRC) automation for banks, NBFCs, HFCs, AIFs and brokerages.

Sanjeev Bhardwaj is the Founder & CEO of SanmigGRC Technologies Private Limited, an AI-first Governance, Risk and Compliance (GRC) advisory serving regulated financial institutions across India and global markets. Over a 32+ year career, he has held Chief-level mandates spanning Compliance, AML, Vigilance, Surveillance, Forensic, Internal Audit and Legal — at institutions including IBK, Shinhan Bank, ICICI Bank and as a Gazetted Officer with the Comptroller & Auditor General of India. He has led 800+ audits, 300+ government inspections, and a ₹30Cr+ global AML implementation as single point of contact. A top-ranked alumnus of IIM Lucknow's Applied Risk programme and ICSI "50 under 50" honoree, Sanjeev is widely consulted on RBI, FIU, SEBI, NSE, BSE and Ministry of Finance regulatory matters.

Sanjeev Bhardwaj is the Founder & CEO of SanmigGRC Technologies Private Limited and one of India's most decorated Governance, Risk and Compliance (GRC) practitioners. Across a 32+ year career in Banking, Financial Services and Insurance (BFSI), he has architected zero-error compliance, audit and regulatory frameworks for commercial banks, NBFCs, Housing Finance Companies, Alternative Investment Funds and brokerages — and now leads the design of AI-driven RegTech platforms that automate the entire compliance lifecycle. He has held Chief-level mandates as Chief Compliance Officer, Chief AML Officer, Chief Vigilance Officer, Chief Surveillance Officer, Chief Forensic Officer, Chief Internal Vigilance Officer, Chief Internal Auditor and Chief Legal Officer — at institutions including IBK, Shinhan Bank and ICICI Bank, after serving as a Gazetted Officer with the Comptroller & Auditor General of India. Career proof points include 800+ audits led, 300+ government inspections handled, and end-to-end ownership of a ₹30Cr+ global AML programme — from contract signing through UAT, retesting and live implementation — as the single point of contact. He has interfaced directly with the Reserve Bank of India (RBI), Financial Intelligence Unit (FIU), C&AG, SEBI, NSE, BSE, the Ministry of Finance and the Ministry of Food, and has worked alongside all Big Four advisory firms. Sanjeev was shortlisted from a pan-India panel of 400 candidates for the RBA Hub CEO role, recognised in ICSI's "50 under 50," ranked Top-11 in SSC, and earned the Top Outstanding Grade in Applied Risk Management (Disruptor Model) at IIM Lucknow, along with the Best Project Award for Default Model Evaluation Automation at IIML and the Best SEZ Project recognition from ICSI. He is a sought-after speaker, board advisor and trainer, having mentored 3,500+ compliance and audit professionals.